Saturday, January 22, 2011

Fru-Gal Update January 22

I'm back. Now is the time to look for those great beer rebates. I found two so far. One is purchase $14 worth of football goodies and get $7 back. The other one is purchase $10 worth of football goodies and get $5 back.

Rite Aid unadvertised deal- TGI Fridays chips on sale for 97 cents get $1 back in UPs rewards by using your wellness card.

Herbal Essences is giving away 6,00 free coupons for shampoo and conditioner everyday.

Free subscription to the Wall Street Journal

$8 coupon for Blu-Ray combo pack of the movie Secretariat

Free Bath & Body Works coupon for a free Carried Away Body Lotion

20% off your entire purchase at Big Lots

Try this code at Snapfish for a free 8x11 Classic Hard Cover Photo Book use promotional code SOAPBOOK at checkout. I don't know if it still works. OK I think that code has expired but use code YAYFREEBOOK today only and it works.

If you are renting a movie this week from Blockbuster Express try these two codes

Free subscription to NewsWeek

Thursday, January 20, 2011

Fru-Gal Update January 20

I don’t know if the economy is coming getting better but people seem to be straying from their frugal ways. It is important that we learn from our past mistakes. When I see people not looking at prices or not thinking through purchases it tells me that we didn’t learn anything from the past year. Using coupons for groceries is one way to continue saving but that is only a start. Let’s look at your monthly expenses to see where we can save some money. Don’t be afraid to ask for any discounts or to see if you have the best plan for your needs. Companies want to keep your business let them step up to make sure they do. It is your hard earned money stand up for it.
Go to BillShrink, a free online tool that helps users lower month expenses such as cel l phones plan, credit cards and even gas. The website asks a few questions about spending, and then sends users a list of recommended services and vendors.
Credit Cards- Go to your bank and see if you have the best credit card for your use. I personally pay my credit card off each month so using one that give me money back or rewards is good for me. It also helps me follow my purchases each month.
Car Insurance- If your household includes a driver under the age of 25 there maybe programs to help reduce your insurance bills. State Farm Steer Clear Safe Driver program helps teach road-worthy habits and promote a healthy attitude toward driving while giving a substantial discount when your child finishes the program. Having your child take a driver’s education program also can give you discounts. Ask you insurance agents how you can lower you bill. They should be happy to make many suggestions just like making sure you have fire safety equipment which will also lower your bill.
Cell Phone Bill- Slash cell phone bills in minutes on, which examines phone usage and then recommends the most cost-efficient plan.
Medical Bills- Nine out of 10 health care bills contain errors. Next time you receive a statement, go to The free site gets money back for about 85% of customers by negotiating on the patient’s behalf. Always request an itemized statement from your provider to scan for redundant charges. If there are any unidentified or miscellaneous amounts, ask for the complete details. Make sure all of the procedures listed were actually done. If a price seems particularly high, research the average cost. Start at the Centers for Medicare & Medicaid site. If you have been overcharged you may be able to bring the price down.
To see if your medical and dental expenditures qualify you for a tax deduction, track your expenses. When you reach 7.5% of your adjusted gross income, the site automatically sends you a report to help you fill out your taxes.
To promote wellness, some insurers offer incentives for staying active, such as rebates at health clubs. United Healthcare offers a 5 to 50 percent discount on monthly fitness club fees for the family. Check to see if your insurance company has a similar program.
Military discounts- Families of active service people can visit Sesame Place or any SeaWorld or Busch Garden for FREE. Starting Monday, January 17 One Source Tax Services - will provide free access to a customized version of the basic H&R Block at Home electronic tax filing product for the military.
Teacher discounts- Many retailers extend their student savings to teachers. You could get 15 percent off clothes from J. Crew, up to 20 percent off mobile plans from Verizon, Sprint and AT&T, and discounts at Dell and Apple.
Tax preparation discounts- Get free tax preparation from Turbo Tax. You will be able to print and file your simple federal tax return for FREE. You also can find the closest participating H&R Block office that will file your Federal 1040EZ for FREE.;jsessionid=ycsnftd3cLxCtgsxEZFqhQ**.g20-1?priorityCode=3468341816&cid=all_cjtto-4078537_int_3468341816&_requestid=72209
Receive a free window sticker reminding you to bring your reusable bags into the store
Order a free brochure to help kids get healthy packed with kid-friendly vegetarian recipes. or call 1-877-685-5437
Get sweet tips from Martha Stewart. Text TRU1 to MARTHA (627842) and receive a voice message from Martha Stewart.
Text DINNER to MARTHA to receive daily dinner suggestions from
Make Valentine’s with your children and Ronald McDonald at Joseph Beth Bookstore on Saturday, February 5 from 10am to noon. Your child’s Valentine will be brought over to patients and loved ones at The Ronald McDonald Family Room located in the University of Kentucky Children’s Hospital. If you have any questions just call Kelly at (859) 368-8437.
Send you’re pre-addressed, stamped Valentine Card in a larger envelope to Loveland, Colorado where they will hand stamp an original holiday design from Loveland. Letters come from all over the world to receive the special postmark.
Get 24 Valentine’s photo card for free from SeeHere (a division of Fujifilm) just pays $2.49 for shipping. All you do is add 24 4x8 photo cards to your cart and enter promotional code 25cards at checkout.
This week is National Dipped Fruit Week. Give someone special a box of chocolate dipped fruit for only $10 (usually $25) when you pick-up at Edible Arrangement store.
Get your free pocket-size Passport to Good Health booklet that will help you keep tabs on important medical info.
Students can sign up for Amazon Prime shipping benefits free for one year. This entitles them to unlimited free two-day shipping on textbooks and millions of other items. No minimum order size.
Try Amazon Video on Demand and first time users will receive a $5 credit for free.
Stay any weekend up to April 30, 2011 at any Priority Club Hotel and pay with your Visa card and they will reimburse you your checked airline bags fee (up to $100).
Men’s Health is offering 5 free Work Out to Go downloads. They can be downloaded to your iPod/iPhone or you can watch on your computer.
E-mail or call 1-888-VOTE-SMART to receive a FREE copy of the new 2010 U.S. Government Owner’s Manual. This manual provides a reliable, nonpartisan guide to your government and is just one of the ways you can access the Voter’s Self-Defense System, working to give you the facts on 40,000 candidates and elected officials from local officials to the Presidency
Request a free issue of Travel 50 & Beyond magazine.
Free one year subscription to Bridal Guide

Free subscription to Baby Talk

Free Purse Photo Book from Walgreens just enter promotional code PURSE- three days only

Order your FREE What To Expect Guide to a Healthy Home

Get a free RedBox rental at Meijers when you use promotional code MEJER92 today.

One year subscription for Wine Enthusiast for just $2.99 when you enter promotional code WINE

Get up to 75% off Valentine Cards at Tiny Prints just enter promotional code VDAYGC at checkout.

Parents magazine from Barnes and Noble for just $1 for a year subscription just enter promotional code K9B9J4H at checkout. I just did it and it worked without putting in a membership number.

Hunts Tomatoes are offering a digital coupon on your Kroger Card

Tuesday, January 18, 2011

Fru-Gal Update January 18

Free sample of Beneful dog food from Walmart

Free sample of John Frieda Hair Care Product

$1.00 coupon for Nestle Toll House Refrigerated Cookie Dough- get the Valentine Cookie dough

Girls Rain Slicker Pea Coat from Land's End was $45 now $13.99
use promotional code shippingisfree and pin 5859 for free shipping

Like O'Charley on their facebook page and get a coupon for a free appetizer with purchase of an entree

Attend the Healthy Living: New Year, Healthy You event at Meijer on January 22 from 11am to 1pm for free samples, coupons and a free Healthy Living Booklet.

$4 coupon off Papa Murphy's Take N' Bake Family Size Pizza

Cosmopolitan magazine for only $5 a year subscription

Monday, January 17, 2011

Fru-Gal Update January 17

Free Diabetes Wisdom Kit for Kids
A guide for parents, a guide for the child with diabetes, a guide for the teen with diabetes, a guide for the sibling, an interactive card game for the whole family, an informational and inspirational DVD, juggling balls, emergency contact magnet, pocket sized carb counting tool and idabetes dictionary

Sign up for your free BeingGirl Sample Kit.

Like Minute Maid on their facebook page and get a coupon for buy one get one free orange juice

20% off your whole bill at TGI Fridays

Lands End has a great clearance sale going on right now. Use codes JAN17 and pin 3099

Buy Rite Aid toilet paper for $1.00
Get $1 back in UPs reward
same deal with Rite Aid tissue for $1.00

Buy 2 package of cookies for 2/$6
Get $1 UPs reward
Pepperidge Cookies coupon for $1- print out two
Final price after coupons= 2/$3

RITE AID has all their Christmas Stuff 90% off. This is the time to buy your wrapping paper, boxes, bags, gift tags, cards and lights!

Vicks VapoDrops 99 cents
Use $1 coupon from 1/16 Sunday paper
Final price = FREE

Kraft Homestyle Mac and Cheese 3 for $5
$1 coupon in 1/16 Sunday paper use three
2/$1 coupon in Walgreen January coupon booklet should right next to flyers (this coupon gave me $1.50 off my order)
Final price= using all four coupons 3 for 50 cents

A year subscription of ESPN magazine for $2.99 just enter promotional code ESPN at checkout

Like Charlotte Russe on their facebook page to get a coupon for free jewelry with purchase

Free Sundae coupon at Chili's

Free Lobels of New York Grilling Guide

Get free lens cloth and cleaner from Walmart