Debbi's Frugal Forum June 1, 2012

Free sample of Nexcare waterproof bandage
http://www.nexcare.com/wps/portal/3M/en_US/NANexcare/Nexcare/Products/Waterproof/?WT.mc_ev=clickthr

Free Father’s Day Card from Cardstore.com just enter promotional code LUVDAD2 at checkout. It will even pay for shipping!
www.cardstore.com

Try to win a free subscription to Ladies’ Home Journal from Purex Crystals
http://www.purex.com/ladies-home-journal

$10 off $25 purchase at Yankee Candles
http://www.yankeecandle.com/assets/email/may30/coupon_JUN25.html

Free subscription to Sport Fishing magazine
https://www.valuemags.com/freeoffer/freeoffer.asp?offer=SF-RdC.asp

Free subscription to Latina magazine
http://www.rewardscountry.com/mags/parenting_sy/rc_parenting_pg2gt.htm

Free sample of parma! Vegan Parmesan
http://www.eatparma.com/contact.html

$5 off any purchase of $25 or more at True Value
https://info.truevalue.com/pub/sf/FormLink?_ri_=X0Gzc2X%3DWQpglLjHJlTQGhaEImrS7e6ozf8gzgdsRFi9hvCvS0zajDUzdnpzeay5Fzczc5VXMtX%3DWQpglLjHJlTQGrzdnAwf5zaAU9hKGEudR2m5fvCvS0zajDUzdnpzeay5Fzczc5&_ei_=Elgy-InSgGVzyND1cP9V-yc.

Have a certified bra fit specialist help build you the perfect bra at Victoria’s Secret and get a Victoria’s Secret Bombshell Deluxe fragrance http://ebm.cheetahmail.com/c/tag/hBPx5pvAcckdyB8jQ26NR6oP0gG/doc.html?RAF_TRACK=&email=

Free Kids workshop at Home Depot on June 2 from 9am to 12pm. Let your child build an Organizer a great gift for Dad
http://www.homedepot.com/webapp/catalog/servlet/ContentView?pn=HT_WS_KidsWorkshops

This weekend get a free fine fragance mist ($14 value) at Bath & Body Works when you make a $10 purchase
http://americanboardwalk.com/facebook/countdown-to-summer/downloads/19-freeFFM-offer.pdf

Free SmartMoney magazine subscription
http://www.rewardsgold.com/mags/smart_money/sg_smartmoney_pg2gd-nonmem.htm

Debbi's Frugal Forum May 31, 2012

Don't forget to use your end of months coupons before they expire!

Buy three get three free at Bath and Body Works
http://www.bathandbodyworks.com/category/index.jsp?categoryId=13002510&cm_sp=LN-_-Sale-_-Buy+3+Get+3+Free+Signature+Body+Care&cp=4090263.4090365

Free Lighting Magazine
http://www.americanlightingassoc.com/Free-Magazine.aspx

Happy Nappers at Best Buy now $2.99 were $9.99 pick up in store for free shipping
http://www.bestbuy.com/site/searchpage.jsp?_dyncharset=ISO-8859-1&_dynSessConf=8452740907584796178&id=pcat17071&type=page&st=happy+nappers&sc=Global&cp=1&nrp=15&sp=&qp=&list=n&iht=y&usc=All+Categories&ks=960&AID=10597222&PID=3278587&URL=http%3A%2F%2Fwww.bestbuy.com%2Fsite%2Fsearchpage.jsp%3F_dyncharset%3DISO-8859-1%26_dynSessConf%3D8452740907584796178%26id%3Dpcat17071%26type%3Dpage%26st%3Dhappy%2Bnappers%26sc%3DGlobal%26cp%3D1%26nrp%3D15%26sp%3D%26qp%3D%26list%3Dn%26iht%3Dy%26usc%3DAll%2BCategories%26ks%3D960&ref=39&CJPID=3278587&loc=01

Free samples and savings at Walmart
http://instoresnow.walmart.com/In-Stores-Now-Free-Samples-and-Savings.aspx

Save $5 coupon when you purchase two Cafe Escapes K-Cup any flavor
www.coupons.com

Don’t forget tomorrow is National Donut Day - free donuts at Dunkin Donuts and Krispy Kreme (you do need to purchase a drink at Dunkin Donuts)

Brand new Protective Cover Folio case for Amazon Kindle Fire Tablet - Pink was $15.99 now 99 cents
http://www.amazon.com/Stylish-Protective-Leather-Amazon-Kindle/dp/B00717B2XO/ref=sr_1_5?ie=UTF8&qid=1338470979&sr=8-5

Free Garnier Product Sample today around noon. Check out their facebook page for link when this goes live. https://www.facebook.com/garnierusa/posts/303912293029606.

High value $2 coupon for Jimmy Dean Sausage when you share the deal with two other friends
http://instoresnow.walmart.com/enhancedrendercontent_ektid104028.aspx

50 cents coupon for any Pepper sauce flavor from Tabasco Brand (this will double if your store doubles coupons)
http://www.tabasco.com/site-tools/grocery-coupon/

Like AirCraft ScentSticks on their facebook page and request a free sample
https://www.facebook.com/AirCraftScentSticks/app_193409914104125
$1 Lipton Pure Leaf Ice Tea coupon
http://coupons2.smartsource.com/smartsource/index.jsp?Link=FVTBG3K5QBMTW

Don’t forget about free Fishing Days - Kentucky free days are June 2 and June 3
http://www.takemefishing.org/assets/downloads/FreeFishingDays.pdf

Free sample of Stayfree with wings
https://secure.startsampling.com/sm/media102384/captureAddress.iphtml?item=102384&source=Kroger

This month at Walgreens Liquid Hand Soap is Buy one Get one FREE for $1.89.
Buy four hand soaps for $3.78
Use $1 coupon when you buy three Dial hand soaps
www.coupons.com (under personal care)
Making final price just 69 cents each
Print out two coupons buy six soaps and final price just 61 cents each.

Debbi's Frugal Forum May 30, 2012

Free 10 song playlist from USA Today on iTunes
http://www.usatoday.com/life/music/summer-music-festivals#

Add 25 points to your Disney Movie Reward Club by enter magic code U13PEKSZZD
http://www.disneymovierewards.go.com/
If you are not a member sign up. You will be surprised at what you can earn with your rewards.


Print out high value coupons for Nivea for Men at www.couponnetwork.com
$2.25 for Nivea for Men Face Cleansing Product
$2.25 for any two Nivea for Men Shaving Products
$2.25 for Nivea for Men After Shave Balms
(Good Father’s Day gifts)

Free Ovaltine Please! get a free sample on their facebook page
https://www.facebook.com/OvaltineUSA?sk=app_207644332681283

Birds Eye hit 100,000 new fans on their facebook page now they want to give you a $1.50 coupon to try their product
https://www.facebook.com/BirdsEyeVoila/app_334942026564846

If you are a member of Vocalpoint sign in to get free TIde Pods sent to you! If you are not a member sign up for freebies. http://www.vocalpoint.com/bethefirst/tidepods/index.aspx

Print out 50 cents coupon for new White Cloud facial tissues coupon on their facebook page
https://www.facebook.com/mywhitecloud/app_408633475819962

Free sample of Prudence Pet food supplement
http://prudencepet.com/main/request-a-free-sample/

$10 rebate for Osmocote 3lb Outdoor & Indoor Plant Food (said to be around $11 at Walmart) http://plantersplace.com/rebate
There is a limit of rebates right now they have 4040 left

Kids eat free with Adult entree Purchase today at Chili’s coupon
http://campaign.chilis.com/kidseatfreeagain/

Free subscription to SPIN magazine
http://www2.freebizmag.com/10021288/welcome.html?

PictureMe Portrait Studio coupons located in Walmarts - free custom 5x7, 4 wallets, mobiil e upload image plus more http://www.pictureme.com/cpi/en-US/SpecialOffers/AOduplicate

Register at CVSPhoto.com to receive 25 free prints.
http://www.cvsphoto.com/Register
After registering just add 25 4×6 prints to your cart and then select in-store pickup to get them FREE!

Free 10 x 13 Wall Portrait with fresh photo effects at Sears
http://www.searsportrait.com/cpi/en-US/offers/individualOffers/ColorFresh/RTGT_free10x13/

InkGarden.com is offering a free gift for Dad when you use coupon code FREEFORDAD during checkout. Choose from a Free Notebook, 11 oz. Mug, or 9x8 Mousepad. You do have to pay for shipping which starts at $4.99. www.inkgarden.com

$2 digital coupon for Rudi’s Bread (load to loyalty card)
www.kroger.com

Free Delights Mini Donuts at Thorntons coupon
https://www.facebook.com/thorntonsinc/app_116119781806554

Select television providers are offering a FREE HBO and Cinemax preview, June 8th through 11th. Currently participating are Verizon FIOS, DirecTV and Cox.
Check it out your provider might have free HBO and Cinemax

Debbi's Frugal Forum May 28, 2012

Playskool Explore ‘N Grow Busy Ball Popper at Toy R Us now $10 was $26.99
http://www.toysrus.com/product/index.jsp?productId=3526297

Glad Tall Kitchen Bags White Mega pack 100 at Staples now $9.99 was $14.99
http://www.staples.com/Glad-Tall-Kitchen-Bags-White-13-Gallons/product-nr_482898

Free issue of Bridal Guide
https://www.valuemags.com/freeoffer/freeoffer.asp?offer=bridalguide_startsamp.asp

BOSS Fragrance sample
http://www.boss-fragrances.com/bossorange/female/us/sample/

Mini Brief Key Chain now $1
use promotional code ICECREAM for free shipping
http://www.jockey.com/products/Mini-Brief-Key-Chain

Coleman Montana 8 Tent at Amazon was $219.99 now $119.99
http://www.amazon.com/s/ref=nb_sb_noss_1?url=search-alias%3Daps&field-keywords=Coleman+Montana+8+Tent+

Free sample of Color Scents Trash Bag when you like them on their facebook page
https://www.facebook.com/ColorScents/app_179512552159305

Free sample of Nature’s Select Pet Foods
http://naturalpetfooddelivery.com/htmls/petfood_sample_request.php

Get a six foot banner at InkGarden for just $6 originally $25 just use promotional code BANNER2012 you do have to pay $5.99 shipping. www.inkgarden.com

Get a Memory Keeper for just $20 with promotional code HAPPY1stBIRTHDAY at checkout at www.papercoterie.com These are originally $40 nice wedding day present

Walgreens Deals:
Colgate Total Advanced $3.99
receive $3 in register rewards
Use 75 cents coupon
http://app.colgate.com/coupon/signup.cfm?oc=99804
Final price 24 cents

Tecnu First Aid Gel 2oz $7
receive $7 in register rewards
Final price FREE

Youtheory Collagen Type 1 $7
receive $7 in register rewards
Final price FREE

Free Lanacane sample
http://www.lanacane.com/request-sample-form.php

Target Deal:
Breyers Ice Cream two for $6
Print out two 75 cents coupons from Breyers Facebook page
https://www.facebook.com/breyers/app_214876255193242
Print out $1.50 on two Target coupons
www.target.com
Final price $1.50 each when you buy two

Free Maxim subscription
http://mercurymagazines.com/pr1/200/20000

Sign up your child or yourself for the Radio Flyer Birthday Club and get a $10 promtional gift card for each birthday entered. http://email-radioflyer.com/signup.jsp?utm_source=RadioFlyer&utm_medium=HomepagePromo&utm_campaign=BdaySpring11

Debbi's Frugal Forum May 27, 2012

What kind of shopper are you? Take a short quiz to help define your shopping habits.

1.            Do you enjoy shopping?

A.            I would rather starve.

B.            It’s not my favorite thing, but it’s not the worst chore in the world.

C.            I look forward to it.

2.            Do you make a list before you shop?

A.            Never. I just grab whatever seems appealing and not too expensive.

B.            When I have time.

C.            I always make a list but am open to finding other items that are on sale.

3.            Do you stick to your list when you shop?

A.            I usually lose it before I shop.

B.            I use it as a guide but feel free to grab a few other things.

C.            I always follow the list be I am always looking for marked down items or on items on special.

4.            Do you always buy the same brands?

A.            Always.

B.            Mostly, but I usually get the store brand because it is cheaper.

C.            Brands mean nothing to me. If it’s cheap, on sale, or I have a coupon, it’s in my cart.

5.            Where do you shop the most often?

A.            At the store closest to my house.

B.            At the cheapest place I know of.

C.            I’ll hit three or four stores to score the best bargains.

6.            When do you shop the most often?

A.            I wait to the last moment when I am completely out of everything.

B.            Once or twice a week.

C.            So often those others shoppers ask me where stuff is.

7.            Do you use your store’s discount card?

A.            I used it to scrape off my windshield last winter.

B.            If I have it with me.

C.            I always use the card to get my deals.

8.            Do you use grocery coupons?

A.            That’s way too much trouble for me.

B.            It I remember to bring them.

C.            I always carry my coupon holder into the stores and use them.

9.            Do you print coupons?

A.            Don’t know what you are talking about.

B.            I tried it once but seemed like a lot of trouble.

C.            Always.

10.          Do you use electronic coupons?

A.            Don’t have any idea what they are.

B.            Once or twice, but it took too much time.

C.            I always check the internet sites www.kroger.com, www.cellfire.com, www.shortcuts.com at least twice a month

11.          Do you belong to Upromise, Vocalpoint, Bzzagent, Ebates or Saving Star?

A.            What!

B.            I think I joined once but never logged on again.

C.            I never order anything online without going to Ebates first.

12.          Have you ever purchased grocery items free with coupons?

A.            Is that like a “five finger discount”

B.            Once in a while

C.            At least once a week

13.          Do you ever shop at the drugstore?

A.            Never. I think it is more expensive.

B.            When I’m getting prescription filled, I’ll grab a few necessaries

C.            Yes, at least once a week I get great bargains

14.          Do you take your grocery coupons with you on vacation?

A.            I am lucky I remember sunscreen.

B.            No, but I do shop the sales at the grocery store.

C.            I will bring some but I definitely bring coupons for nearby restaurants and entertainment venues.

To calculate your score, give yourself one point for every A answer, two points for B answers and three points for C answers.

If you scored between 14 and 21 you are a busy shopper. You have a very busy lifestyle and believe that you do not have the time to cut coupons or look for sales.

If you scored between 22 and 36, you are an amateur shopper. You are trying to save money by spending time cutting coupons and using your sales flyers but you still haven’t got the skills you need yet.

If you scored between 37 and higher, you are an expert shopper. You try to save in every aspect of your daily life. You don’t mind spending an hour to plan your shopping for the week. You are organized and open minded about using coupons, sales and knowledge to save money.

There is one thing that all of my readers have in common, you want to save money. Saving money can be a step by step process. Start small and the rewards will make you want more. Put to use all the tips and strategies you learn in my column to help you live a frugal financial lifestyle.

Here are some other programs that can save you money.

Sign up for Ebates before you order anything online. You will receive a $10 gift card just for signing up. When you place an order at over 1,000 retail stores you will receive a percentage of your purchase in a check. http://www.ebates.com/referral/default.do?navigation_id=18568

Get cash back on your everyday spending by signing up for Upromise. Register your credit card or debit card with Upromise when you go out to eat or shop online use the registered card to receive up to 8% cash back which you can invest in a 529 College plan. www.Upromise.com 

Sign up for Vocalpoint. This is a social network of people who want to share their opinions on products they use for their families. The bonus of this site is you will receive great samples and coupons in the mail. www.vocalpoint.com

Select the eCoupons you like and link them to your Kroger, CVS and RiteAid loyalty cards at Savingstar. When you use your loyalty card and a linked coupon the coupon amount will automatically be put in your SavingStar account. Once you have reached $5 you can choose payout options from Amazon.com, PayPal or bank deposit. www.savingstar.com

Become a Bzzagent another social networking site that gives you samples and coupons when you give your opinion on products they send to you. www.bzzagent.com

Create an account with InboxDollars, the free online rewards club where you always earn cash. New members receive a $5 sign-up bonus then just earn InboxDollars by reading emails with offers, watch videos, take surveys plus many other ways. Just request payment and you will receive a check in the mail. http://www.inboxdollars.com/?r=ref11505938

National Donut Day is June 1 go to Dunkin Donuts and get a free donut with beverage purchase or checkout Krispy Kreme for a free donut no purchase necessary.

https://www.facebook.com/DunkinDonuts                      https://www.facebook.com/events/349799745086392/

Text message: TRYUS to 727272 on your cell phone to get FREE One Night Redbox Video Game Rental! The code expires August 1st, 2012.

Score a free Father’s Day personalized card when you enter promotional code ONEFREECARD at checkout. You do need to pay shipping and handling. www.snapfish.com

Purchase $30 worth of eligible Neutrogena Acne, Facial Cleansing, Facial Treatments and or Facial Moisturizer products to receive a $10 mail-in rebate. http://www.neutrogena.com/category/event/rebate.do

Buy tickets to any IMAX or 3D film on Fandango and save $5 per ticket on up to 2 tickets, courtesy of Kentucky Fried Chicken. http://www.fandango.com/promo/kfcfullymaxed

MEMORIAL DAY weekend sales matchups: Even without coupons in todays paper here is how to use past week flyer coupons

CVS Deals:

Members of the CVS/pharmacy ExtraCare program can earn up to five $10 gift cards to Exxon/Mobil or Shell during select weeks May through August by simply spending $30 on specially-marked items found conveniently in the weekly CVS/pharmacy circular.

Receive $2 extracare bucks when you purchase one Off clip-on mosquito repellent or  Deep Wood dry use $2 and 75 cents coupons from 5/20 Sunday paper

Get $10 in extracare bucks when you purchase one Hawaiian Tropic $7.99, one Banana Boat $7.99, one Schick Hydro 5 $7.99 and one Playtex Tampon $7.99 use $2 razor coupon, $1 Hawaiian Tropic coupon, $1 Banana Boat coupon plus $1 Playtex coupon from 4/22 Sunday paper making each item just $4.24 each.

Walgreen Deals:

Buy Skintimate Shave Cream for $2.99 receive $2 register rewards plus use 55 cents coupon from 4/22 Sunday paper making the final price 44 cents.

Buy two Irish Springs body wash for $6 receive $3 in register rewards use two 50 cents coupons from 5/20 Sunday paper making the final price just $1 each.

Buy Colgate Sensitive or Total Advanced toothpaste for $3.99 receive $3 register rewards plus use 50 cents coupon from 4/29 Sunday paper making final price 49 cents.

Use your AARP card at checkout to receive a register reward for $5 off your next $20 purchase at Walgreens.