Sunday, September 23, 2012

Frugal Forum September 23, 2012

Now is the time to start thinking about the holidays. Being prepared will only save you money but also your sanity. Many big name retailers are cutting the cost of their layaway program to help reduce your holiday expenses. Layaway, which was popular during the depression nearly, went away due to credit cards. Layaway maybe old fashion but it is coming back in style. This is a great way to get your presents, pay a little each week towards your total so when December rolls around you will be ahead of the game with your presents bought and paid for in full. This saves you running up your credit card bill and worrying about how you are going to pay it off in January. Kmart, Toys R Us and Wal-Mart are stores where layaway is available. Kmart has dropped its service fee on new layaway purchases made online or at Kmart stores from now through November 17. There is no minimum transaction amount required. Toys R Us is also offering free layaway with no minimum purchase from now through October 31. After Halloween, there’s a $5 service fee for layaway orders. Wal-Mart will reduce its service fee from $15 to $5 starting now. The lower fee is good through December 14th. Customers will get the $5 fee refunded on a Wal-Mart gift card when they make the final payment. Before you start any layaway program you need to know about the down payment. How much is required? You also want to ask what happens if the item goes on sale while still on layaway. Will you get the lower price? Layaway programs have a lot of rules, such as when to pay, where to pay and the deadline for picking up the item. Make sure you read the layaway policy and understand them. Break the rules, and the layaway may be canceled and you will be charged a cancellation fee.

Health Savings:

Until September 30, 2012 when you switch your prescriptions to Walgreens you will receive a $25 Walgreens gift card. Check out coupon located at the pharmacy.

Right now Kroger is also offering to load $25 on your Kroger Plus Card for transferred prescription. Just make sure you ask the cashier when you checkout. This is for a limited time only.

Kmart pharmacy is also offering $25 gift card for prescription transfers. Check out your local Kmart pharmacy deals.

Meijer grocery store offer free prescription drugs on select antibiotics. The following antibiotics are free regardless of insurance or co-pay.

Amoxicillin                                                                                                                                                            Cephanlexin                                                                                                                                                              SMZ-TMP                                                                                                                                                            Ciprofloxacin                                                                                                                                                          Ampicillin                                                                                                                                                              Penicillin VK                                                                                                                                                                Plus free select prenatal vitamins

Free birthday greeting card from CardStore when you enter promotional code CCL2673 at checkout (comes with free shipping too). This expires September 23.

Get a free Redbox rental code when you text RBAPP to 727272

Lots of September Savings coupon for Dunkin Donuts.

Kellogg’s® Rice Krispies® has an extra-special Halloween celebration planned and wants you and your kids to invite all your friends over to join the festivities. There’ll be plenty of fun activities, games and delicious recipes that moms and kids can share to make this a Halloween to remember. Apply now to qualify for this House Party. If selected as a host, your exclusive Party Pack will contain:

  • 4 boxes of Kellogg’s® Rice Krispies® cereal
  • 1 Kellogg’s® Rice Krispies® Chef Hat
  • 1 Kellogg’s® Rice Krispies® Mixing Bowl
  • 13 Kellogg’s® Rice Krispies® Bowl Scrapers

September 29th is National Public Lands Day where the national park service is waiving their entrance fee. Check out what is going on at a park near you.

Krispy Creme is celebrating National Coffee Day by giving away free 12oz cup of coffee from participating stores on Saturday, September 29.

Free admission to some of your favorite family attractions. Just register at Scott Shared Value site and receive a Scott Free Admission Family Fun Pass.

On September 24th Chili’s is donating 100 percent of their profits from that day to St. Jude Children’s Research Hospital.

Received this email from a local businessman- looks interesting

Hi, my name is Steve Estepp. I own 2 shell gas stations here in Lexington, one on Newtown Pike and the other in Hamburg. We are having a ladies promotion on Sept 18, 25 and every Tuesday in October. We will be providing full service for free. Just pull, stay in your car and we will take care of the rest. Pump the gas, wash windows and check fluids. We will even get you a drink or snack from inside. We will be doing this at both locations. There will be additional gifts, door prizes and giveaways. My aunt is currently undergoing chemo and this promo is also designed to promote breast cancer awareness.


Walgreen Deals:

Buy two Scope Outlast Mouthwash for $6 receive $3 register rewards plus use two $1.50 Scope coupon from August 26 Sunday paper

Buy two Shout or Windex product for $6 use $1 Sunday paper coupon plus receive $1 register rewards

CVS Deals:

Buy two Scrubbing Bubbles Bathroom Cleaners for $6 use $2 Sunday paper coupon plus buy two Glade 4oz. Jar Candles for $6 use $1.50 Sunday paper coupon receive $4 extracare bucks.

Rite Aid Deals:

Buy two Ziploc Storage Bags for $6 use .55 cents Sunday paper coupon receive $1 +UPs rewards

Buy two Windex and two Shout products plus two Glade candles for a total of $17.94 use two $1 Sunday paper coupon for Windex and Shout plus use $1.50 Sunday paper coupon for Glad plus receive $5 +UPs rewards

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